Terms & Conditions

Welcome to Digital Insurance School. By accessing or using our website at https://digitalinsuranceschool.com, purchasing our programs, or joining our community, you agree to be bound by these Terms & Conditions. Please read them carefully. If you do not agree, please do not use our services.

1. About us

Digital Insurance School is an education and community platform founded by Vishal Sharma that helps insurance advisors, agents, and financial professionals build digital insurance businesses through training, mentorship, and community resources.

2. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use our services and purchase our programs. By using the site, you represent that you meet these requirements and that the information you provide is accurate and complete.

3. Programs & services

We offer free and paid programs, including webinars, masterclasses, e-books, bootcamps, and membership tiers (such as Silver, Gold, Diamond, and other mentorship programs). Program features, pricing, and availability may change at any time without prior notice. Access to paid programs is granted upon successful payment.

4. Accounts

When you register, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms.

5. Payments

All fees are quoted in Indian Rupees (INR) unless stated otherwise and may be subject to applicable taxes (including GST). Payments are processed through third-party payment gateways, and by making a payment you also agree to their terms. You agree to provide accurate billing information for all purchases.

6. Refunds

All sales are final and no refunds will be issued. Please review our Refund Policy for full details before making a purchase.

7. Community guidelines

Digital Insurance School is an independent community formed by an individual for like-minded individuals. Only emotionally sound and mentally stable individuals will be entertained. No spammers are allowed. We encourage clear, respectful communication: if you want something, say so. If a member is found to be acting in bad faith, disrupting the community, or behaving abusively, the founder reserves the right to discontinue that individual’s access to the courses and community without refund.

8. Intellectual property

All content provided through our programs and website — including course materials, videos, frameworks, templates, text, graphics, and logos — is the property of Digital Insurance School and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, resell, or share this content with any third party without our prior written permission. Access is granted for your personal, non-transferable use only.

9. Acceptable use

You agree not to use our website or services for any unlawful purpose, to infringe the rights of others, to transmit harmful or malicious code, to attempt to gain unauthorized access to our systems, or to disrupt the experience of other users. We reserve the right to remove content and restrict access for any conduct that violates these Terms.

10. No guarantees

Our programs provide education, strategies, and tools. While we share approaches that have worked for us and our community, we do not guarantee any specific results, income, or business outcomes. Your results depend on your own effort, implementation, market conditions, and other factors outside our control.

11. Third-party links

Our website and programs may contain links to third-party websites or services that are not owned or controlled by us. We have no responsibility for the content, privacy policies, or practices of any third-party sites and encourage you to review their terms.

12. Limitation of liability

To the maximum extent permitted by law, Digital Insurance School and its founder, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, our website, programs, or community.

13. Changes to these terms

We may update these Terms & Conditions from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of our services after changes are posted constitutes your acceptance of the revised Terms.

14. Governing law

These Terms are governed by and construed in accordance with the laws of India, and any disputes shall be subject to the exclusive jurisdiction of the courts of Saharanpur, Uttar Pradesh.

15. Contact

If you have any questions about these Terms & Conditions, please contact us at connect@digitalinsuranceschool.com or call +91 8006307016.